Is Life Insurance

Right For You?

Secure Your Family’s Future

Take The Quiz To Find Out:

Do I really need insurance?

Can I afford insurance?

Am I healthy enough to qualify for coverage?

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Features and Types of Insurance Plans

Term Life: Sizable Coverage Amounts at Affordable Rates

Low cost coverage that pays if death occurs within a certain period of time. This is especially important if you have a mortgage and your family is dependent on your salary. Up to 30 years of coverage available.

Permanent Life Insurance

Also referred to as Whole Life Insurance. This is coverage that lasts your entire life. Coverage amounts and premiums never change. And your policy builds cash value over time.

Life Insurance with Living Benefits

This type of coverage pays, not only if you die… It pays money TO YOU if you are diagnosed with a critical, chronic or terminal illness while insured.

Guaranteed Approval Insurance

This coverage is for individuals who may have been declined for insurance in the past. No height or weight restrictions and Absolutely no health questions required to get covered.

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Why Choose Life Insurance

Life insurance has more of a purpose than financial coverage if you pass away. One of the main incentives is peace of mind.

Knowing your loved ones and family will be able to continue financially can alleviate the stress and anxiety you may have around this subject. For those who have savings, life insurance can help increase the amount of money your family would have if you pass away. This could be a cheaper option than trying to accrue additional savings for your family.

Our Customer Reviews

Robert McGowan

Emily has been outstanding to work with and made the process so easy to obtain life insurance. I highly recommend her!

Kelly Barnes

I wanted to say thanks for all your patience in helping me choose the right insurance for my family. I had so many questions and you really took the time to answer all of them. We appreciate it so much!

Martin Smith

Emily’s friendly but professional nature made it easier to open up about our financial concerns and to find coverage that doesn’t go outside our budget. Thanks again from the entire family.

Frequently Asked Questions​

When should I buy life insurance?

The answer to this question is that the earlier you begin investing in it, the better rates you’ll get and the more you’ll qualify for. Waiting to make a purchase only results in higher rates and the risk of becoming uninsurable!

How much life coverage do I need?

The most accurate way is to add up your debts plus an estimate for your funeral expenses. Decide how many years your family would need support and multiply your annual income by that number. Next calculate the amount you need to pay off your mortgage. Then estimate the cost of sending your kids to school and college. Adding all of these obligations together will give you a more well-rounded view of your needs.

What is a term plan?

Term insurance is the simplest life insurance. It provides financial protection to your family at the most affordable rates.

I have insurance through my job – isn’t that enough?

If you leave or lose your job, you could lose your life insurance coverage and have no protection or your rates could increase dramatically, which is why you should have life insurance outside of your employer. A good rule of thumb is to have a minimum of 5 to 10 times your salary in coverage.

 Complete Protection For Your Loves Ones

You don’t buy insurance because you’ll die. You buy insurance because the ones you love will live! Secure your family’s financial needs with our insurance plans.

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